Freedom From Limitations of Brand EMI

Your customer wanted to buy a product on which you didn’t have Brand EMI? If you have faced this situation, TotalEMI is the right product for you. Now you can plan on which products you want to give EMI and when? Ideal for the entrepreneur running a mobile, consumer durable, home appliances or IT store who wants to grow. Comes pre-packaged with ready-to-use, unrestricted Zero-cost EMI Offers valid round-the-year across any product, brand and credit card

How TotalEMI helps boost Store sales?

Does it work on any product?
Yes. You decide the product, we provide the EMI.

Does it work on any card?
Yes. It works on 98% of all credit cards. Your customer chooses the card, we provide the EMI.

Does it work at any time of the year?
Yes. No date restrictions. You decide when to provide it to your customer, we provide the EMI.

How much EMI can I provide?
The More You Use, The More You Gain! Your product comes packaged with a #FreeEMIWallet that is reset every month. The more you use your terminal, the more the wallet goes up. Keep using, keep increasing #FreeEMIWallet and keep selling more on EMI.

Ok, it doesn’t end here?
The #MobileTrackerApp application provides you with a real-time view of your #FreeEMIWallet. It tells you about a wide variety of operational and planning needs – settlements to your account, sales analysis and how much more can you sell.

gain

The More You Use,
The More You Gain!

You get to control your own Monthly Zero-Cost EMI #Offers Limit! The more you use your TotalEMI terminal , the more your EMI #Offers Limit increases !! In addition to the Rs.50,000/- complimentary EMI Limit you receive at the beginning of every month, you can generate your own additional EMI Limit (up to Rs.10 lac) every time you process transactions on your TotalEMI terminal.

For each TotalEMI terminals, your monthly Zero-Cost EMI #Offers Limit is set on the 1 st day of the month and remains effective till the end of that month. It is calculated as follows:

A. Complimentary Month Start EMI #Offers Limit (from Innoviti)
Rs. 50,000
B. Additional EMI #Offers Limit Generated (by Your Store)
20% of total Non-EMI sale on terminal in the previous month
Total Monthly Zero-Cost EMI #Offers Limit
A+B (up to a maximum of Rs. 10 lacs)

Backed up by best-in-class
service experience

Instant Activation within 20 min
Instant Whatsapp Service
Same Day Terminal Replacement

Realtime tracking at your fingertips

Keep a realtime track of your TotalEMI solution by downloading the TotalEMI mobile tracker app (#MobileTrackerApp) .

Supports a wide variety of operational and planning needs – from day-to-day tracking of EMI Offers, Realtime Limit Availability and daily payment settlements, to longer term sales trend analysis and promotional offers planning and review.

gain

What our customers say?

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Clean design of iSTAND has added style to my cashier counter. The wires etc remain inside the stand making the counter clutter free. With is simplistic and durable finish, unique color and wonderful utility, it is an indispensable part of my counter. Highly recommended!
Somosree Roy,
R G Cellular, Kolkata
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The iSTAND is perfect for my billing counter. We needed something that would allow us to keep the swipe machine properly to avoid damage, and at the same time to keep our desk tidy. It also serves the dual purpose of holding all the wires in place and rotating for PIN entry by the customer. Thank you Innoviti for designing the perfect accessory that is apt, sturdy and elegant.
Prakash Kundu,
Arambagh Food Mart, Kolkata
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These 30 day loans are very helpful in growing my business. I can now increase my inventory spread and also stock up more, which leads to more customer satisfaction. One really good part for small merchants like me is that the 30 day period starts only after order delivery.
Mr Bhupal Reddy,
Imperial Kitchen, PSK of TTK Prestige, KR Puram, Bangalore.

Photo Gallery

Case Studies

#RuPayOffers Cashback in Tier2/3 Towns

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Objective

Drive share of wallet and brand wallet for RuPay #DebitCards in target geography

Structure

  1. 5% off on all RuPay #DebitCards cards
  2. Valid in select outlets in Tier 2/Tier 3 towns only
  3. Valid on non-EMI transaction only
  4. Cashback mode to be upfront credit
  5. Maximum cashback limit of Rs.50/- per transaction
  6. Velocity Limit of 2 cashback transactions per month

Technologies Used

#FlexiCashbackConfig, #PaymentSpecificCashback, #RealTimeTransactionView, #SalesAnalyisView

Reliance Digital #KuchBhiOnEMI

Read More

Objective

Drive share of wallet and brand wallet for RuPay #DebitCards in target geography

Structure

  1. 5% off on all RuPay #DebitCards cards
  2. Valid in select outlets in Tier 2/Tier 3 towns only
  3. Valid on non-EMI transaction only
  4. Cashback mode to be upfront credit
  5. Maximum cashback limit of Rs.50/- per transaction
  6. Velocity Limit of 2 cashback transactions per month

Technologies Used

#FlexiCashbackConfig, #PaymentSpecificCashback, #RealTimeTransactionView, #SalesAnalyisView

INOX BOGO (BuyOne,GetOne) Box Office Ticket #Offers on ICICI #CreditCard / #DebitCard

Read More

Objective

Drive share of wallet and brand wallet for RuPay #DebitCards in target geography

Structure

  1. 5% off on all RuPay #DebitCards cards
  2. Valid in select outlets in Tier 2/Tier 3 towns only
  3. Valid on non-EMI transaction only
  4. Cashback mode to be upfront credit
  5. Maximum cashback limit of Rs.50/- per transaction
  6. Velocity Limit of 2 cashback transactions per month

Technologies Used

#FlexiCashbackConfig, #PaymentSpecificCashback, #RealTimeTransactionView, #SalesAnalyisView

Using #LookAhead for Optimizing Transaction Speed, Reliability and Cost at INOX

Read More

Objective

Drive share of wallet and brand wallet for RuPay #DebitCards in target geography

Structure

  1. 5% off on all RuPay #DebitCards cards
  2. Valid in select outlets in Tier 2/Tier 3 towns only
  3. Valid on non-EMI transaction only
  4. Cashback mode to be upfront credit
  5. Maximum cashback limit of Rs.50/- per transaction
  6. Velocity Limit of 2 cashback transactions per month

Technologies Used

#FlexiCashbackConfig, #PaymentSpecificCashback, #RealTimeTransactionView, #SalesAnalyisView

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