Gain Full Control over Your Cashless Payments
Acceptance System

As a merchant business, your cashless payment acceptance system is one of the key business growth investments you undertake. Be it credit and debit cards, mobile wallets or UPI-apps, we help you stay abreast with the latest innovations in the fast evolving world of consumer payments acceptance. The industry-leading speed and reliability of our award-winning uniPAY NEXT payments platform can give you unmatched control over the most critical aspects of your business growth – like how to increase sales, how to control operating costs, and how to improve the customer experience you offer. With the UPI@POS enablement, you can also offer your customers the flexibility to pay using any UPI-based payment app. Make the right choice and give your business the uniPAY NEXT Advantage!

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Boost Sales

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Control Costs

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Enhance Customer Experience

We are India’s #1 Omni-Channel Payment Gateway

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Rs.15,000+ Cr.

Transaction Value
processed annually
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Rs.1,000+ Cr.

Card EMI Transaction
Value processed annually
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50,000+

Terminal installations
Nationally
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700+

Covered by
Service Network
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Omni-channel

In-store – Fixed & Portable,
Mobile POS, Online Gateways

Our Customers & Partners

Connect to card payment acquisition networks of 6 major Banks with the uniPAY NEXT system. Benefit from regular and flexible EMI Card payment options.

Benefit from 360 degree view of evolving customer purchase habits to plan and execute flexible promotional offers including customized preferential EMI schemes.

+ Merchant Partners
+ Bank Partners

Connect to card payment acquisition networks of 6 major Banks with the uniPAY NEXT system. Benefit from regular and flexible EMI Card payment options.

+ Wallet Partners

Benefit from 360 degree view of evolving customer purchase habits to plan and execute flexible promotional offers including customized preferential EMI schemes.

The uniPAY NEXT Advantage

A wide spread of configurable features give you the ideal tools to take full control of driving your sales and customer experience, while controlling operating costs. Take full advantage of these tools to grow your business – whether it is configuring flexible EMI options to boost sales, or integrating your billing and payment acceptance systems to drive operational efficiencies, or faster, more reliable transaction processing to cut down check out queue waiting times for your customers.

How You Can Drive Store Sales Growth ?

With uniPAY NEXT, you can extend generic store-provided EMI payment facility to your customers covering all major Indian credit card issuers. Conversion of store purchase amount to EMI done by uniPAY NEXT Payment Gateway, on customer request.

With uniPAY NEXT, its easy for you to operationalize any number of brand-specific interest subvention EMI schemes, via tie ups with major brands for in-store sales promotions.

With uniPAY NEXT, maximize effectiveness of your store loyalty schemes via integration of payment gateway with store bonus points redemption, store gift cards etc.

With uniPAY NEXT, offer your customers seamlessly flexible card payment acceptance across wide choice of purchase modes – in-store purchase OR home delivery OR online purchase.

With uniPAY NEXT, offer maximum flexibility of payment to your customer via integration with multiple payment tenders — like mobile wallets, Meal Cards, UPI based apps, etc.

+ Convenient
AnyCard EMI
Payment Options

With uniPAY NEXT, you can extend generic store-provided EMI payment facility to your customers covering all major Indian credit card issuers. Conversion of store purchase amount to EMI done by uniPAY NEXT Payment Gateway, on customer request.

+ Flexible Interest
- free Brand
EMI Options

With uniPAY NEXT, its easy for you to operationalize any number of brand-specific interest subvention EMI schemes, via tie ups with major brands for in-store sales promotions.

+ Marketing
Integrations

With uniPAY NEXT, maximize effectiveness of your store loyalty schemes via integration of payment gateway with store bonus points redemption, store gift cards etc.

+ Convenient
Omnichannel
Purchase Options

With uniPAY NEXT, offer your customers seamlessly flexible card payment acceptance across wide choice of purchase modes – in-store purchase OR home delivery OR online purchase.

+ Flexible
Payment Tender
Integrations

With uniPAY NEXT, offer maximum flexibility of payment to your customer via integration with multiple payment tenders — like mobile wallets, Meal Cards, UPI based apps, etc.

How You Can Cut Operational Costs ?

With uniPAY NEXT, you can integrate your store billing application with the card acceptance gateway.No manual entry of bill amount into EDC required – it is automatically fed from billing POS to integrated EDC.So, eliminate all mismatched cashier entries and subsequent reconciliation headaches

With uniPay Next, you can ensure every transaction is routed through the optimal combination of MDR cost and transaction completion reliability. Its #LookAhead rules-based technology automatically scans all available acquiring bank networks to select optimal route for each transaction.

With uniPAY NEXT, just set system triggers for EOD Settlement initiation across your store terminals. No need for staff to manually trigger settlement , or wait until successful closure of settlements.

With uniPAY NEXT, eliminate the need for cumbersome and costly manual settlement reconciliations across multiple stores/terminals. Benefit from system generated 3-way reconciliation reports between store POS, uniPay Payment Gateway and Acquiring Bank Settlement Reports.

With uniPAY NEXT, benefit from better cash flow control for multi-outlet, multi-acquiring bank merchant scenarios. Head Office can get consolidated view of funds-in-transit across all stores by each acquiring bank.

+ Integration of your
Billing and Payment
Systems

With uniPAY NEXT, you can integrate your store billing application with the card acceptance gateway.No manual entry of bill amount into EDC required – it is automatically fed from billing POS to integrated EDC.So, eliminate all mismatched cashier entries and subsequent reconciliation headaches

+ #LookAhead for
Optimal Cost/
Reliability Routing

With uniPay Next, you can ensure every transaction is routed through the optimal combination of MDR cost and transaction completion reliability. Its #LookAhead rules-based technology automatically scans all available acquiring bank networks to select optimal route for each transaction.

+ Auto EOD Settlement

With uniPAY NEXT, just set system triggers for EOD Settlement initiation across your store terminals. No need for staff to manually trigger settlement , or wait until successful closure of settlements.

+ 3-Way Auto
Reconciliation of
EOD Settlement

With uniPAY NEXT, eliminate the need for cumbersome and costly manual settlement reconciliations across multiple stores/terminals. Benefit from system generated 3-way reconciliation reports between store POS, uniPay Payment Gateway and Acquiring Bank Settlement Reports.

+ Consolidated
Settlement View

With uniPAY NEXT, benefit from better cash flow control for multi-outlet, multi-acquiring bank merchant scenarios. Head Office can get consolidated view of funds-in-transit across all stores by each acquiring bank.

How You Can Drive Your In-Store Customer Experience ?

With uniPAY NEXT, benefit from state-of-art technology stacks- based gateway architecture that reduces Swipe-to-slip processing time and keeps your store checkout queues moving.

With uniPAY NEXT, benefit from near 100% system uptime ! Thanks to a 3-level auto-fallback feature that triggers automatic shift to secondary back-up connection in case of connectivity drop at terminal / server / bank levels– thus, avoiding any transaction drops.

With uniPAY NEXT, eliminate those unpleasant moments of confrontation between cashiers and customers whenever a card swipe fails to go through due to connectivity drop. Benefit from Status Enquiry feature that enables cashier to instantly retrieve and re-initiate failed transaction – without requiring any further second card swipe from customer.

With uniPAY NEXT, empower your cashiers with instant access to retrieving reason for any failed transaction via the Instant Resolution Slip (IRS) feature. Removes potential for any friction with customer by clearly stating reason for failure and remedial action needed.

With uniPAY NEXT, offer your foreign credit card buyers the advantage of viewing purchase amount in both INR and card currency (at prevalent conversion rates). Chargeslip can be printed in either format, at customer choice.

+ Faster Transaction
Processing for Faster
Checkout Queues

With uniPAY NEXT, benefit from state-of-art technology stacks- based gateway architecture that reduces Swipe-to-slip processing time and keeps your store checkout queues moving.

+ Guaranteed Reliability –
near Zero System
Downtime

With uniPAY NEXT, benefit from near 100% system uptime ! Thanks to a 3-level auto-fallback feature that triggers automatic shift to secondary back-up connection in case of connectivity drop at terminal / server / bank levels– thus, avoiding any transaction drops.

+ Double Debit
Prevention

With uniPAY NEXT, eliminate those unpleasant moments of confrontation between cashiers and customers whenever a card swipe fails to go through due to connectivity drop. Benefit from Status Enquiry feature that enables cashier to instantly retrieve and re-initiate failed transaction – without requiring any further second card swipe from customer.

+ Instant Resolution
Slip (IRS)

With uniPAY NEXT, empower your cashiers with instant access to retrieving reason for any failed transaction via the Instant Resolution Slip (IRS) feature. Removes potential for any friction with customer by clearly stating reason for failure and remedial action needed.

+ Dynamic Currency
Conversion (DCC)

With uniPAY NEXT, offer your foreign credit card buyers the advantage of viewing purchase amount in both INR and card currency (at prevalent conversion rates). Chargeslip can be printed in either format, at customer choice.

Want to give your business the uniPAY Advantage?