Graphic showing the logo of Innoviti Link payment collection app.
Link app

With Innoviti's payment links, Lakshmi ji will be settled to your bank account instantly

Start sending payment links to customer’s WhatsApp in 2 mins without need for a website or payment gateway. Customer can open payment page from WhatsApp to pay using cards, EMI, or UPI. Get paid instantly. Receive full sale value in bank account, no MDR charged.
Innoviti link app QR_Code
A graphic showing how to downloard, register, create and send payment links using Innoviti Link app.

How can merchants start
sending payment links
using innoviti's link app?

  • Download and register innoviti link uisng mobile number.
  • Register your business on the app (GST registered sole proprietorships only)
  • Enter customer mobile number and amount to collect and press "Send Link".
  • App will create and send a payment link to customer's WhatsApp.

How will I receive
settlements?

  • Customer will click "Pay" in WhatsApp message to open payment page
  • Customer can pay using Card, EMI, or UPI on payment page
  • Settlement deposited to business bank account instantly by Innoviti.
  • App gives sound notification of money deposited
A graphic showing a customer paying via card, EMI, or UPI, with instant deposit to the business account and a sound notification from the app.
A graphic showing that you can accept payments through Card, EMI and UPI using Innoviti Link app.

One payment link for
collecting Card, EMI, and
UPI payments

Don’t waste money on outdated payment links, payment gateways, or terminals, use modern payment links that open payment page with Card, EMI, and UPI payment options.

No MDR on credit cards
and credit card EMI
payments for merchants

Don’t lose money on MDR charges, collect full sale amount and enhance profits when customer pays through credit cards or using credit card EMI. On debit cards MDR as per RBI rates are charged.
Graphic showing that there is no MDR on card and EMI.
Graphic showing that you get full sale amount settled to your business account instantly with Innoviti Link

Receive payments to business bank account instantly

Don’t wait till next day, get payments deposited to business bank account instantly at no extra charges, use it for cash discounts from suppliers.

FAQs

innoviti link is an app that helps you to create and send payment links to customer's WhatsApp, to collect payments from them.

When customer presses "Pay" in WhatsApp, a payment page opens in browser with following payment options:
1. Credit and Debit Cards: All Visa, Master, Rupay, credit and debit cards
2. EMI: Customers can pay using credit card EMI of 3 and 6 months tenure on HDFC, ICICI, Axis, BoB, SBI, HSBC, RBL, and Standard Chartered banks.
3. UPI: Customers can pay directly using UPI apps like Google Pay, PhonePe, etc.

You can download, register, and start using the app with only digital verification of your phone number, GSTIN, Aadhar, and by registering your bank account. Innoviti official will contact you for in-person verification of document within 15 days. However, you can start using the app immediately.

There are no hidden charges or setup fees. You can start using the payment link service immediately without incurring any extra costs.

You can see your day's transactions directly on the screen, and see history of transactions from the menu. You can Whatsapp or email them in Excel format as you like.

Customer are charged a nominal convenience fee as follows:
Payment Option Convenience Fee (excl. GST)
UPI, credit/debit cards 2.12%
3 month credit card EMI 5.38%
6 month credit card EMI 7.42%
User

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Payment Collection App

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